Functional and reasonable internal documentation serves as the institution's first safeguard against financial crime risks. 

We assist in developing effective internal AML/CTF documentation tailored to the complexity and size of our clients' needs. Our services encompass not only designing internal control systems but also creating unique documentation that covers various aspects of financial crime prevention. This documentation will help you meet your regulatory obligations as well as maintain business relationships with banks and other financial institutions.

ML/TF risk assessment is the first document that points out to institution's financial crime risk pockets and areas of concern. Proper and precise risk assessment, containing tailored risk indicators and factors, helps institutions not only to avoid unnecessary reputational and regulatory risks but also to properly apply risk-based approach.

We help to develop ML/TF risk assessments, considering specifics applicable to each financial industry's sector. We also help with reviewing existing institution's ML/TF risk assessments.

It is critical to regularly evaluate internal controls to ensure that they are capturing and mitigating risks posed by surrounding threats and customers. Adequate and up-to-date internal controls ensure a sound compliance environment. AML/CFT audits are required by the law.

We provide an independent compliance assessment for all internal control or parts. 

Keeping up to date with the topical trends in the financial crime prevention sector is important for every industry professional. Regular AML/CFT trainings are required by the law.

We provide training materials covering various financial crime prevention topics.

In the current regulatory landscape, it tends to happen that financial market participants are too conservative and risk-diligent and therefore interpret provided information differently. 

We help to prepare the documentation needed for asset freeze inquiries as well as for the enforcement authorities needs.

Response quality to the information request could substantially impact the processes occurring afterward. It is crucial to structure and cover all aspects within the response submitted to the inquiry's originator (including covering potential follow-up aspects).

We assist with preparing responses to the information request irrespective of the type of inquiry.

Reporting obligation is a critical and integral part of the AML/CTF cycle. MLRO functions consist of not only reporting information to authorities and ensuring overall compliance in the institution but also of evaluating whether presented circumstances contain sufficient evidence and reasoning before confirming the reporting obligation. 

We help to review any aspect of concern that poses threats and business disruption risks. Our review also consists of providing recommendations for each presented concern.

From time to time institutions need additional and temporary resources to manage burdening workload. It could also be the case that institutions need external parties to oversight areases where day-to-day presence is not needed. Such assistance might be needed in various situations, for instance, to manage backlogs, to carry out periodic internal audits, etc.

We offer outsourcing services depending on client's necessity. Given that the whole spectrum of outsourcable possibilities could not be described, this service is unique and require explanations from the client.

Rise of virtual currency opportunities as well as companies providing them has shaken regulatory environment globally. More jurisdictions require having a license for such service provision.

We assist with obtaining a license for the provision of virtual currency services (e.g. exchange services). Our assistance includes document preparation, form filling, and communicating with the supervisory authority. 

We will listen to your needs and provide you with the most optimal solution.

Investment funds and management companies are key players in the financial industry, working together to manage and grow investments on behalf of investors. 

We offer registration of fund management companies within European Union and structuring of investment funds for real-estate, crowdfunding, virtual currency and financial instrument management. 

We will listen to your needs and provide you with the most optimal solution.

Gambling industry inherents broad spectrum of risks, which must be thoroughly captured and considered during the process of acquiring a business license. Without proper analysis, it might be complicated to acquire a business license.

We assist with obtaining a license for the provision of gambling services. Our assistance includes document preparation, form filling, and communicating with the supervisory authority.

We will listen to your needs and provide you with the most optimal solution.

Obtaining a Forex/CFD license is a sound business idea as it provides a legal framework for offering financial services, instilling trust and credibility among clients. A license not only ensures compliance with regulatory standards but also attracts a wider client base seeking reliable and regulated trading platforms.

We assist with obtaining a license for the provision of FX/CFD services. Our assistance includes document preparation, form filling, and communicating with the supervisory authority. 

We will listen to your needs and provide you with the most optimal solution.

Electronic money institutions or payment institutions can provide more attractive solutions to various types of customers, irrespective of size and business model. Although topical, obtaining an electronic money institution's or payment institution's license is a long and complicated process.

We assist with obtaining a license for the provision of electronic money or payment services. Our assistance includes document preparation, form filling, and communicating with the supervisory authority.

We will listen to your needs and provide you with the most optimal solution.

We offer shelf entities ready for sale with all the aforementioned licenses if time is of the essence. We have both fresh and operational companies for sale. 

If you do not wish to acquire your own license, we can tailor a solution for an agency agreement for any of the said activities. This sub-license allows you to attract customers and conduct financial institution-like business without the burden of license management. 

Businesses which are exposed to increased risk areas, tend to have challenges to open an account to facilitate business-related payments. Accounts in multiple financial institutions ensure higher level of safety and ability to react in case of any kind of urgent financial-related matters.

We assist with opening a bank account by preparing and categorizing required documentation and communicating with the bank (or financial institution).

Financial institutions, such as banks, credit unions, and investment firms, often require specialized bank accounts to manage their day-to-day operations and financial transactions. These accounts serve various purposes, including holding customer deposits, facilitating interbank transactions, and managing reserves. 

We provide exclusive access to European brick-and-mortar banks as well as electronic money institutions for customers from around the globe.  

If the interestee is willing to obtain an electronic money or payment institution's license, then a safeguarding account in an independent bank should be opened. It is important to select a bank, which tolerates and understands your business.

We assist with finding and further opening a safeguarding account in a bank by preparing the necessary documentation and communicating with the bank. We can also assist with opening a safeguarding account in a bank of interestee's choice.

Card acquiring, also known as merchant acquiring, is a financial service provided by banks and payment processors to businesses that enables them to accept card payments from customers. It involves the processing of credit and debit card transactions, allowing merchants to receive payments for goods and services rendered. 

We have a vast network of acquiring service providers to find a tailored solution for different risk customers ranging from online stores to gambling and FX industries. 

Financial companies often have trouble finding best business partners that provide a continuous supply of assets or securities for trading.

We provide you with access to a network of liquidity providers for both traditional and virtual assets with competitive pricing.

Customer and other stakeholder data should be treated with utmost confidentiality and caution. It is crucial to develop the highest standards and clear instructions/policies/guidelines for protecting all kinds of data.

We assist with developing data protection internal control systems and all kinds of associated documents considering the European Union's regulatory requirements and best industry practices.

We can assist you with data related issues within the frameworks of GDPR and PIPEDA.

Rapid growth and development of technologies and their offered solutions also require adapting the understanding of the data protection principles. Nowadays data protection is not only about locking paper format documents in a safe or secured storage, it is also about managing processed data and ensuring its legitimate use.

We provide training materials covering various data protection related topics. 

Data protection-related assessments help to understand how well the internal data protection environment is designed and structured and how it functions. Areas of development might be critical to identify to safeguard your practice and most importantly - data you have been trusted with.

We assist with assessing data protection internal environment considering the European Union's regulatory requirements and best industry practices.

A data protection notifications are a formal communication or alert provided to individuals, organizations, or regulatory authorities to inform them about the collection, use, and processing of their personal data. 

Clear communication with your customers is intrinsic part for complying with data protection requirements. We help to create clear disclosures for consensual use of personal data and full regulatory compliance.